Pensions & Retirement
Get clear explanations of different pension types and retirement planning options. Articles break down stakeholder pensions, group schemes and historical systems like SERPS.
What Is a Group Personal Pension?
Group personal pensions explained: how they work, who manages them, and what you need to know about contributions and investments.
What Is a Stakeholder Pension?
A stakeholder pension is a low-cost retirement savings scheme with capped fees, available through most financial providers and often offered by employers.
What Is SERPS and What Was 'Contracting Out'?
SERPS was a government pension scheme for workers who paid National Insurance contributions between 1978 and 2002, now replaced by the Second State Pension.